The WISDOM OF WEALTH

Today on the wisdom of wealth, we're going to talk about donating to charity. There are several ways to donate to charity. There's the direct method by just giving them money, there's automated methods, there's something called donor advised funds and foundations, and there's through your estate. We're going to talk a little bit about each of those options.

Jason Pereira makes a guest appearance on “Legacy You: Evolution of Estate Planning” for their episode: "Don't Plan in Silos Integrate Legacy Planning into your Financial Plan".

Today we're going to talk about coping with financial difficulty. So let's face it. Life happens. The best laid plans often go to waste because essentially, things get in the way unexpected expenses crop up, maybe job loss or something more severe, but life has a way of changing course quite frequently. And today we're going to talk about coping with that, specifically about a few things. How to plan for it in advance, adjusting when it happens, and what to do when you need help.

Today, on The Wisdom of Wealth, we're going to talk about socially responsible investing. So, it comes as no surprise to anyone that sometimes companies do bad things, and sometimes they're not even bad, just things you don't agree with. Social responsible investing is all about taking into consideration different factors like environmental, social, and governance factors when deciding whether or not you should invest in a company.

Today on The Wisdom of Wealth, we're going to talk about the basics of starting a business. So you decided to start a business. Congratulations. It can be difficult. And the first decision you have to make is what structure your business is going to take. Most people think that they're going to incorporate a business to start, but that's not always the best fit. There's actually three ways to register your business. A sole proprietorship, a partnership, and a corporation. And we're going to talk about all three of those and which one is the best fit for you today.

Today on The Wisdom of Wealth, we're going to talk about the basics of investing.

The Wisdom Of Wealth, a show where we help educate Canadians about fundamental financial literacy topics, to help you make better and more informed decisions. And to know when and where to reach out for help. I'm your host, Jason Pereira. Today, The Wisdom Of Wealth, we're going to talk about planning for people with disabilities.

Jason Pereira: Hello, and thank you for joining me for The Wisdom of Wealth, a show where we help educate Canadians about fundamental financial literacy topics to help you make better and more informed decisions and to know when and where to reach out for help. I'm your host, Jason Pereira. Today on The Wisdom of Wealth, we are going to talk about the programs available to Canadians to help cope with the financial impact of COVID-19 and how these programs are changing.

Today on The Wisdom of Wealth, we're going to talk about a goal shared by all Canadians: retirement. At some point, we all retire, hopefully by choice, and when we're ready for it. But whether it's at a time when we choose, when we can't work anymore or unfortunate enough to lose our jobs, we all stop working, and we all eventually retire, and whether it's at age 50 or age 75 it can be nerve wracking to think about not having any more employment income coming in while you have all these expenses of life still going out. So, today, we're going to talk about how you're going to pay for it.

Hello and thank you for joining me for the Wisdom of Wealth, a show where I educate Canadians about fundamental financial literacy topics to help you make better and more informed decisions, and to know when and where to reach out for help. I'm Jason Pereira, and I have the privilege of being your host. Today on the Wisdom of Wealth we're going to talk about something that many Canadians seem obsessed with, real estate.

Today on the Wisdom of Wealth, we're going to talk about something that affects the lives of all Canadians; estate planning. Estate planning is just a technical term for what happens to your stuff when you die. Because it has to do with dying, many people avoid the subject as much as they possibly can because they don't want to think about it. In fact, surveys show that just about half of Canadians don't even have a will, and those who do, the majority haven't updated in the last 10 years. Let me urge you; if you are one of these people, please do something.

Today on the Wisdom of Wealth, we are going to talk about something that affects the lives of all Canadians, debt. Debt comes in many forms, mortgages, lines of credit, credit cards, student loans, car loans, you name it. And we're going to talk about several of them.

Today on the Wisdom of Wealth, we are going to talk about something that affects the lives of over one-third of working Canadians, workplace pension plans. Workplace pension plans are put in place by employers as a way to attract, retain, and reward employees, while simultaneously helping them prepare for retirement and doing so in a tax- efficient manner.

My name is Jason Pereira, and I am a senior financial planner at Woodgate Financial, a Toronto-based independent financial planning firm. I'm also a columnist for The Globe and Mail's Globe Advisor, a financial technology expert, podcast host, and the only three-time winner of the Global Financial Planning Award, and I have the privilege of being your host.